Remortgaging

Did you know that remortgaging your property could save you a lot of money? And that you don’t have to stick with your current lender if you find a better deal elsewhere? After all, lenders use low and discounted interest rates to attract new customers – and that’s something you could be taking advantage of.

If you want to:

• Release equity in your home rather than take out a loan for home improvements, holidays, a new car for example, and at a lower rate of interest as well
• Consolidate credit card or loan debts into your mortgage, getting better terms and rates of interest
• If you don’t want to borrow any extra, lower your monthly mortgage repayments with a better mortgage deal…
  … then remortgaging could be just what you’re looking for.

Making the whole process smooth and stress-free, your Explora Personal Mortgage Adviser guides you every step of the way. We work out how much you can borrow, search for the most competitive mortgage possible for your circumstances, and answer any questions you might have.

Everything is written down in plain, simple English, so you can be sure:

• You’re getting expert whole of market mortgage advice
• You’ve got the very the best deal for you
• You know exactly how much it’s going to cost
• You understand the different offers – and what’s right for you

We’ll even deal with all the paperwork so you don’t have to.

We just take away the worry!
And it couldn’t be easier. Just ring 0161 443 4555 now, and talk to one of our Advisers.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Debt consolidation may increase the amount to be paid over the long term.

A saving of just 1% on your current interest rate would mean you pay £125 less a month, based on an interest only mortgage of £150,000. The actual saving available will depend on your circumstances. Ask for a personalised illustration. This example is based on an existing interest rate of 6.99% with the remortgage rate being 1% less at 5.99%. The overall cost for comparison is 6.6%APR.

A fee of a maximum of £500 or up to 1% of the mortgage amount, if greater, may be charged depending on individual circumstances. A typical fee is £126.