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Looking for Independent Mortgage Advice?
Explora Mortgage Solutions – accurate, impartial Whole of Market Advice – your first step in finding the mortgage that suits you.
A mortgage is probably the biggest financial commitment you’re ever likely to make – so you’re not about to take risks, are you?
Well, we’re not either. As part of the Edward Mellor Group, we’ve got over 25 years’ experience of the property market to call on for you. So you can be assured that we’ll find you the mortgage deal that’s right for you, at the right price and at the right time.
We will also manage the entire application for you, right down to the paperwork. Your dedicated Personal Mortgage Adviser guides you through the whole process, every step of the way, so that everything is smooth and stress-free.
So whatever kind of mortgage you need, all you have to do is give us a ring on 0800 195 8900 – and we’ll get started!
Latest Deals...
First Time Buyer
6.29% fixed rate until 30/06/2015.
4.95% for remainder of term.
5.60% APR is the overall cost for comparison including an upfront booking fee of £195. Basic valuation is £305, based on £100,000 purchase price. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
Early repayment charge: 5% of the outstanding loan to 30/06/2013, 4% until 30/06/2014 and 3% until 30/06/2015, plus £125. £125 thereafter. Maximum loan to value 95%.
This information is correct as at 6th March 2012. Please note that if you are reading this after this date it is possible that this rate no longer applies.
Remortgaging
3.39% base rate tracker (Bank base rate + 2.89%) for 2 years with free basic valuation and free legal fees if using lender’s conveyancer.
3.99% lenders current standard variable rate for remainder of term.
4.10% APR is the overall cost for comparison, including Arrangement Fee of £900 (may be added to mortgage), £99 upfront booking fee. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
2.5% of the outstanding loan plus £90 is to be repaid if redeemed or part redeemed in the first 2 years. £90 charge thereafter. Maximum loan to value: 75%
This information is correct as at 6th March 2012. Please note that if you are reading this after this date it is possible that this rate no longer applies.
Buy-To-Let
4.99% fixed rate to 30/04/2015.
5.39% lenders current standard variable rate for remainder of term.
5.70% APR is the overall cost for comparison including £1600 arrangement fee (assuming loan of £80,000 and can be added to loan), basic valuation fee of £295 (assuming £100,000 purchase price). The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
Early repayment charge: £130 plus 2% of amount repaid to 30/04/2015 and £130 thereafter. Maximum loan to value 80%.
This information is correct as at 6th March 2012. Please note that if you are reading this after this date it is possible that this rate no longer applies.
Homemovers
3.29% tracker rate (Bank base rate plus 2.79%, collar of 2.79%) for 2 years
3.99% (variable) for remainder of term.
4.10% APR is the overall rate for comparison including arrangement fee of £900 (may be added to mortgage), upfront booking fee of £99 and basic valuation fee of £210 (all assuming £100,000 purchase price). The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
Early repayment charge: £90 plus 2.5% of the outstanding loan repaid in first 2 years. £90 charge thereafter. Maximum loan to value 75%.
This information is correct as at 6th March 2012. Please note that if you are reading this after this date it is possible that this rate no longer applies.
Your home may be repossessed if you do not keep up repayments on your mortgage.
A fee of a maximum of £500 or up to 1% of the mortgage amount, if greater, may be charged depending on your circumstances. A typical fee is £126.
Explora Mortgage Solutions also offers a client fee only option where any fee received from the lender is forwarded on to the client.
Explora Mortgage Solutions is a trade name of Edward Mellor Limited which is an appointed representative of Openwork Limited, which is authorised and regulated by the Financial Services Authority.
Openwork Limited offers insurance and investment advice on products from a limited number of product providers and advice on mortgages representative of the whole market.
Edward Mellor Ltd is registered in England and Wales with registered number 2139859. The registered office is 65-81 St Petersgate, Stockport, SK1 1DS.
The information on this website is for the use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.